Let’s Talk Money

‘Let’s Talk Money’ is a financial literacy program that aims to support the economic empowerment of migrant and refugee women living in the northern metropolitan region of Melbourne.

A unique financial literacy program that uses a bilingual, peer educator/trainer approach, ‘Let’s Talk Money’ recruits, employs and skills up women from diverse cultural backgrounds to deliver practical, tailored financial literacy and money-management workshops to women in their own language and communities, covering:

  • financial goal-setting
  • budgeting and saving
  • banking
  • loans and debt
  • tenancy and contracts
  • tax and super
  • Centrelink

‘Let’s Talk Money’ peer educators Farah Moualla (left) and Hiba Ayass (centre), with WHIN’s Manasi Wagh-Nikam (right)

Project Aims

The project aims to:

  • Improve the financial literacy and capability of women from migrant and refugee backgrounds
  • Increase women’s inclusion and participation in civic life with sound financial knowledge
  • Break linguistic, cultural and structural barriers to accessing financial knowledge
  • Promote leadership skills in women from migrant and refugee backgrounds.

Why this Project?

Newly-arrived refugee and migrant women face particular barriers to economic participation and security due to:

  • A lack of financial information in their first language and difficulties accessing interpreter services
  • Cultural attitudes to money make accessing and dealing with financial institutions and government income-support agencies difficult
  • Jargon and language used by financial institutions
  • Lack of tailored financial information
  • Social isolation.

Target Groups

Women aged 20 – 60 years, with low English and financial literacy proficiency

Cultural groups:  Indian, Iraqi, Iranian, Sri Lankan, Syrian, Pakistani, Lebanese and Afghani

Language groups: Includes Hindi, Urdu, Arabic, Assyrian, Punjabi and Persian

Delivery sites:  2019–2020 — Cities of Hume, Whittlesea, Darebin, Banyule, Yarra, Moreland, and Nillumbik.

Project Achievements to Date

12 bilingual trainers     14 languages spoken     330+ women reached

26 community workshops delivered      2 financial counselling scholarships for bilingual trainers

For more information about the ‘Let’s Talk Money’ project and women’s economic equality see our ‘Let’s Talk Money’ brochure. To request a workshop in your region, see our ‘Let’s Talk Money’ workshop request form.

An independent evaluation report (including evaluation summary document and full report) of ‘Let’s Talk Money’ can be found on our resources page.

‘Let’s Talk Money’ is funded by Ecstra Foundation, the Multicultural Affairs and Social Cohesion Division of the Department of Premier and Cabinet Victoria, the Collier Charitable Fund and Victorian Women’s Benevolent Trust